When searching for a “life insurance provider near me” it’s best to have a few key requirements to help narrow the list down. A reputable company that has been in business for decades, like Charles Newman Co., should be at the top of your list of life insurance providers.

Charles Newman Co. has a variety of options for individuals and businesses. Beyond their amazing team, they also have local artwork and memorabilia from the area in the office. Dedicated to providing comprehensive plans for business and their employees, Charles Newman Co. has been a staple of the Peekskill, NY community.

The Importance of Life Insurance

Often seen as an added expense, life insurance can help provide peace of mind for you and your family. In the event of a death, there is often a financial burden just to afford the funeral.  Funeral costs alone range in the thousands.

That does not include the loss of income provided by a spouse and parent. Going from two incomes to just one often puts undue stress on household finances. With the added grief of losing a loved one, your family could be left in dire straits.

College and retirement plans for your family could be side-tracked and in some cases put completely on hold. Mortgages and rent can be impossible to pay without additional income. Searching for a “life insurance provider near me” should be a proactive move to help safeguard your family’s future.

Choosing the Right Plan

There are a multitude of options when it comes to life insurance. Choosing the right plan for you and your family can be overwhelming. Thankfully, a good insurance agent can help to provide options and ask questions to help outline your main concerns. But having a general idea can help to narrow down your options.

Ask yourself some hard questions to help determine what is needed most. The answer to these questions may change over time because it is hopeful you’ll live a long life and many life changes will occur. Be ready to review your current policy or policies.

While currently, your kids may be in grade school, your policy will need to reflect the need for college funds. But in 20 years, that most likely will change. Make sure you update your policy at that time. Other changes, such as mortgage repayments, debts, and other financial changes may lead to a need to update your policy or change the type of policy you need.

Choosing the Right Insurance Provider

Choosing a provider with ties to the community and generations of service is the best option when looking for a “life insurance provider near me”. Charles Newman Co. has long been a pillar of the community and has been dedicated to giving back to the community they serve.

Charles Newman Co. has an expert team of life insurance experts who can guide you through this process. Contact Charles Newman Co. in Peekskill, NY, to learn more about our life insurance plans and receive a quote. You can reach us by calling (913) 345-1000.